Answers about Easner
Direct answers to what Easner is, who it is for, and how each product works. Search, or jump from the list. Open a product page for the full experience.
What is Easner?
Easner is stablecoin-native banking and payment infrastructure for individuals and businesses. Manage everyday finances, hold multiple currencies, receive payments, and pay people and businesses in the US and around the world. Settlement runs on stablecoin rails behind banking-simple screens. Banking and payment services are provided by licensed partners.
- Easner Personal Banking
- A multi-currency money app for your own finances. Hold USD and EUR, get account details in your name, and send money from the Easner app.
- Easner Business Banking
- A web dashboard for company finances. Collect customer payments, send invoices, and pay suppliers in 80+ countries.
- Not a bank
- Easner is a financial technology company. Banking and payment services are provided by licensed partners.
- Where you can send
- Bank accounts and mobile money in 80+ countries across Africa, Latin America, Asia, and Europe. Transfers typically arrive in minutes to hours.
Is Easner a bank?
No. Easner is a financial technology company. Banking and payment services are provided by licensed partners, and every customer is verified and screened before money moves.
Should I open a personal or a business account?
Choose Easner Personal Banking for your own money – it runs in the Easner app on iPhone and Android. Choose Easner Business Banking for company accounts, customer payments, invoicing, payroll and team access on the web. Easner accepts signups from most countries; a small number are excluded for compliance and sanctions reasons.
How do I get paid from abroad?
Share the USD or EUR account details in your name – or GBP where supported – and payments land in your balance. You can also receive stablecoins to a deposit address where enabled, and businesses can collect with invoices, Checkout and Payment Links.
Where can I send money, and how long does it take?
To bank accounts and mobile money in 80+ countries across Africa, Latin America, Asia and Europe. Transfers typically arrive in minutes to hours, same-day where supported, and the fee, the rate and what your recipient gets are shown before you confirm.
Do I need to understand crypto to use Easner?
No. You see balances, payments and recipients, the same as any banking app – there are no wallets or networks to manage. Settlement runs on stablecoin rails behind the scenes, which is how Easner moves money across borders faster.
Who founded Easner?
Enyo Sam founded Easner in 2025 from Europe. Christian Levan joined as co-founder in 2026. Easner Group, Inc. is a Delaware C-corporation with its corporate operational address in San Francisco.
- Founded
- Enyo Sam founded Easner in 2025 from Europe.
- Company
- Easner Group, Inc. is a Delaware C-corporation. Its corporate operational address is 584 Castro St, Suite 4092, San Francisco, CA 94114.
- Founders
- Enyo Sam is Founder & CTO. Christian Levan joined as Co-founder & CEO in 2026.
- Not a bank
- Easner is a financial technology company. Banking, payment, verification, and card services are provided by licensed partners.
Is Easner FDIC-insured?
No. Easner is not FDIC-insured and does not hold customer deposits. Banking services are provided by third-party banking partners, not by Easner.
How much does Easner cost?
Fees and exchange rates are shown before a payment is confirmed, including what your recipient gets.
Who can sign up for Easner?
Easner accepts signups from most countries, and a small number are excluded for compliance and sanctions reasons. Opening an account always needs the person to verify their own identity. Choose Personal Banking in the app for your own money, or Business Banking on the web for a company.
Where does Easner pay out?
To bank accounts and mobile money in 80+ countries across Africa, Latin America, Asia, the Middle East and Europe. North America covers personal and business accounts, USD balances, and domestic and international payments. Europe covers EUR and GBP balances, business collections, invoicing and EURC settlement. Africa includes Nigeria, Ghana, Kenya, South Africa, Egypt, Rwanda, Uganda, Tanzania, Senegal and Zambia. Latin America includes Mexico, Brazil, Colombia, Peru, Guatemala, Ecuador and Jamaica. Asia-Pacific and South Asia include India, China, the Philippines, Indonesia, Vietnam, Pakistan, Bangladesh, Sri Lanka, Thailand, Malaysia, Singapore and Hong Kong. The Middle East includes the United Arab Emirates and Israel. Payout coverage and account-opening eligibility are different.
How do I contact Easner?
For sales, partnerships, or a consultation, book a call on the Contact page or email hello@easner.com. For help with transfers, accounts, verification, or transactions, chat on the site or email support@easner.com. Chat is also available in the Easner app and Business dashboard.
- Sales and partnerships
- Book a consultation at easner.com/contact or email hello@easner.com.
- Product support
- Chat on the site, email support@easner.com, or use chat in the Easner app and Business dashboard.
How to get in touch
- 1
Already a customer
Chat on the site or in the Easner app and Business dashboard, or email support@easner.com, for help with transfers, accounts, verification, or transactions.
- 2
Sales or partnerships
Book a consultation on the Contact page, or email hello@easner.com.
- 3
Prefer email
hello@easner.com for sales and partnerships. support@easner.com for account help.
How do I get help with my account?
For help with transfers, accounts, verification, or transactions, chat on easner.com or email support@easner.com. Chat is also available in the Easner app and Business dashboard. The Contact page is for sales and partnership conversations.
How do I book a call with Easner?
Book a consultation on the Contact page. That page is for sales, demos, coverage questions, and partnership conversations.
How do I contact Easner about the API or a partner programme?
Use the Contact page or email hello@easner.com. Sandbox and API reference are provided during commercial onboarding.
What is Easner Personal Banking?
Easner Personal Banking is a multi-currency money app for your own finances. Hold USD and EUR, and GBP where supported, get account details in your name, and send money to bank accounts and mobile money in 80+ countries.
- Currencies
- USD and EUR, and GBP where supported for your profile, with account details in your name.
- How to add money
- Top up by card, Apple Pay, Google Pay, or ACH, receive a bank transfer, or use a stablecoin deposit where enabled.
How to open an Easner Personal Banking account
- 1
Download the app
Get the Easner app on iPhone or Android, or start from easner.com/app.
- 2
Verify your identity
Sign up with your email and complete identity verification.
- 3
Get paid or send
Share your account details, or send to bank accounts and mobile money.
How do I open an Easner Personal Banking account?
Download the Easner app on iPhone or Android, sign up with your email, and verify your identity. Once you're verified, your account details are ready to share.
Which currencies can I hold?
USD and EUR, and GBP where supported for your profile. Each balance gets account details in your name, so you can get paid directly.
How do I add money to my account?
Top up by card, Apple Pay, Google Pay or ACH, or receive a bank transfer to your account details. Stablecoin deposits are also supported where enabled.
Where can I send money?
To bank accounts and mobile money in 80+ countries, and to other Easner users by EASETAG. You see the fee, the rate and what your recipient gets before you confirm.
How long does a transfer take?
Typically minutes to hours, same-day where supported. Every transfer shows its status in the app until it's completed.
How is my account protected?
An authenticator, your PIN and Face ID protect every sign-in and every new recipient, and a first payment to someone new can be held for your review. Easner verifies every customer and screens transactions; banking services are provided by licensed partners.
What is Easner Business Banking?
Easner Business Banking is a web dashboard for company finances. Get account details in your business's name, collect customer payments, send invoices, and pay suppliers and contractors in 80+ countries.
- Who it's for
- Startups, small businesses, and established companies from most countries, subject to verification.
- How customers pay you
- Invoices, Payment Links, Checkout, Terminal, and QR Pay all settle into the same Easner Business ledger.
How to open an Easner Business account
- 1
Open Easner Business
Start on the web and create a company account.
- 2
Verify your business
Provide your business registration details, the people who own and control it, and identity verification for each owner. You can track every step from your dashboard.
- 3
Get paid or pay out
Get account details in your business's name, collect customer payments, send invoices, and pay suppliers and contractors in 80+ countries.
Who can open an Easner Business account?
Startups, small businesses and established companies from most countries. A small number of jurisdictions are excluded for compliance and sanctions reasons.
What do I need to verify my business?
Your business registration details, the people who own and control it, and identity verification for each owner. You can track every step from your dashboard.
Which currencies can my business hold?
USD and EUR account details in your business's name, plus GBP and other currencies where supported for your organisation. Stablecoin deposits land in the same place where enabled.
How do I pay suppliers and contractors abroad?
Send from your balance to bank accounts, mobile money or stablecoin wallets in 80+ countries. The rate and fees are shown before you confirm, and each payment carries its own status.
Can my team use the account?
Yes. Invite teammates and give each one the access they need, with payment history and reports for the whole team.
How do customers pay my business?
Send an invoice, share a payment link, embed Checkout on your website, or collect in person with Terminal and QR Pay. Every payment lands in the same Easner Business ledger.
What is Easner Checkout?
Easner Checkout is an embeddable payment form for your website. Accept card, bank, wallet, and stablecoin payments, one-time or by subscription, with Easner as merchant of record.
- Do you need a processor?
- No. Easner is the merchant on record, so you do not set up a separate payment account.
- No website?
- Use Easner Payment Links, a no-code shareable page, instead of embedding Checkout.
Live in three steps
- 1
Connect your site
Register your website so a checkout session can run there.
- 2
Integrate
Add the payment form with a publishable key and a few lines of code – your page stays yours.
- 3
Verify and go live
Confirm your webhook, run a test payment, then start charging real customers.
Do I need my own payment processor?
No. Easner is the merchant on record for checkout – you don't need to set up or maintain a separate payment account.
Do I need to write code?
Yes – Checkout embeds on your own website with a publishable key, a short integration, and a webhook. If you don't have a website, Easner Payment Links is a no-code alternative.
What payment methods are supported?
Card, bank payment methods, and digital wallets, with stablecoin settlement available where enabled. Fees are shown before your customer confirms.
How do payouts work?
Checkout and subscription payments settle into your Easner Business account and reconcile alongside your other activity in one ledger.
Can customers pay with stablecoins?
Yes, where enabled. A stablecoin option sits beside card and bank, and the payment lands in Easner Business like any other.
Can I charge subscriptions?
Yes. Set a billing interval and an optional free trial; customers see when they'll be charged before they pay.
What are Easner Payment Links?
Easner Payment Links are shareable payment pages for collecting one-time or recurring payments without a website or code. Payments settle into your Easner Business account.
- Do you need a website?
- No. Payment Links is the no-code option. Use Checkout if you already have a website.
- How customers pay
- Card, Apple Pay or Google Pay, a US bank account, or stablecoins where enabled.
How to get paid with an Easner Payment Link
- 1
Open Easner Business
Payment Links run on an eligible Easner Business account.
- 2
Create a link
Create a one-time or recurring payment page, with an optional free trial and a renewal disclosure before customers pay.
- 3
Share it
Send the link by email, chat, or social media. Payments settle into your Easner Business account.
Do I need a website?
No. Payment Links is Easner's no-code option – you get a shareable hosted page with no website or code required. If you already have a website, Easner Checkout lets you embed payments directly.
Can a payment link be reused?
Yes. A link stays open and can take payment from multiple customers until you close it.
Can a payment link recur?
Yes. Set a billing interval and an optional free trial – customers see a renewal disclosure before they pay.
How do payouts work?
Payments settle into your Easner Business account and reconcile alongside your other activity in one ledger.
How can customers pay a link?
By card, Apple Pay or Google Pay, by US bank account, or with stablecoins where enabled.
Can I limit or close a link?
Yes. Cap the number of payments, let customers choose a quantity, or close the link whenever you're done.
What is Easner Invoicing?
Easner Invoicing lets businesses create itemized invoices and collect payment by card, bank transfer, or supported stablecoins. Every payment lands in the same Easner Business ledger.
- How customers pay
- Card, Apple Pay or Google Pay, bank transfer, or stablecoins where enabled, from one hosted invoice page.
- Invoicing vs Payment Links vs Checkout
- Invoicing is an itemized bill to a named customer. Payment Links are a no-code page. Checkout embeds on your website.
How to send an Easner invoice
- 1
Create the invoice
Create an itemized invoice in Easner Business, with line items for a named customer.
- 2
Share the page
Send the hosted invoice page so your customer can pay or download a PDF.
- 3
Get paid
Customers pay by card, Apple Pay or Google Pay, bank transfer, or stablecoins where enabled. Every payment lands in the same Easner Business ledger.
Invoicing vs. Checkout vs. Payment Links?
Invoicing is for itemized bills to a named customer, with line items and payer records. Easner Payment Links is a no-code shareable page for quick one-time or recurring payments – no invoice needed. Easner Checkout is for embedding payments directly on your own website. All three settle in the same Easner Business ledger.
How can customers pay an invoice?
By card, Apple Pay or Google Pay, by bank transfer, or with stablecoins where enabled – all from the same hosted invoice page.
How are bank transfers matched to invoices?
Each invoice has its own reference. When a customer pays with it, the payment is matched to the invoice automatically.
Which currencies can I invoice in?
USD and EUR, and other currencies where supported for your business.
Can customers download the invoice?
Yes. Every hosted invoice page offers a PDF download, so customers can keep it for their records.
Where do invoice payments go?
Into your Easner Business balance, reconciled alongside your other payments in one ledger.
What is Easner Payroll?
Easner Payroll pays employees and contractors in 80+ countries from your Easner Business balance, with approvals, pay stubs, and payment records on the same ledger.
- Who you can pay
- Employees and contractors in 80+ countries, paid from your Easner Business balance.
- Approvals
- Each payday is reviewed before money moves. Maker-checker means the drafter is not the only signer.
How to run payroll on Easner
- 1
Add your people
Open an Easner Business account and add employees or contractors in 80+ countries.
- 2
Approve the payday
Review and approve each run before any money moves. Maker-checker means the drafter is not the only signer.
- 3
Pay and record
Payees choose how they get paid in the Easner app. A pay stub is generated for every payment, and finance sees the run on the same ledger.
Who can I pay with Easner Payroll?
Employees and contractors in 80+ countries, paid from your Easner Business balance.
How do people choose how they get paid?
Each person connects to your payroll in the Easner app and chooses where they're paid – an EASETAG, a bank account or mobile money – so you don't collect payment details by hand.
How do approvals work?
Each payday is reviewed and approved before any money moves. Maker-checker approvals mean the person who drafts a run isn't the only one who signs it off.
Do people get pay stubs?
Yes. A pay stub is generated for every payment, with pay items and net pay, and people can download it from the Easner app.
Can I run off-cycle payments and bonuses?
Yes. Add an off-cycle payment, such as a bonus, alongside your regular paydays, with the same approvals and records.
Where do payroll payments show up for finance?
Payroll settles alongside your other payouts, invoices and card activity in Easner Business, so finance reconciles in one place.
What are Easner stablecoin payments?
Easner stablecoin payments settle cross-border transfers on USDC, USDT, and EURC rails. You work in dollars and euros on a banking-simple dashboard; no crypto wallet is required.
- Supported assets
- USDC, USDT, and EURC on supported networks, where enabled.
- Do you need a wallet?
- No. Everyday accounts, invoices, and payouts work in regular currencies. Wallet send and receive are optional.
Why did Easner build on stablecoin rails instead of traditional banking rails?
Easner is stablecoin-native banking and payment infrastructure – settlement was built on stablecoin rails from day one, not added on top of legacy banking rails afterward. The same rails power everyday transfers, invoices, payouts, and checkout, not a separate stablecoin feature.
How does Easner move money internationally?
Easner settles cross-border payments on stablecoin rails – primarily USDC and EURC – then pays out in local currency at the destination. You send dollars and your recipient is paid in their own currency. The settlement step happens in between, and you never handle it.
Do I need a crypto wallet to use Easner?
No. Stablecoin settlement runs behind your account. You can receive to a deposit address or send to supported wallets if you want to, but everyday accounts, invoices, and payouts work in regular currencies.
Why is stablecoin settlement faster than a bank wire?
A traditional wire passes through several correspondent banks, each adding a step. Stablecoin settlement shortens that path between Easner and its payout partners. Timing still depends on destination, banking hours, and verification checks.
Which stablecoins does Easner support?
USDC, USDT and EURC on supported networks, where enabled. Deposit addresses and network details are shown in your Easner Business account before you send or receive.
Can I accept stablecoins in person?
Yes. Terminal and QR Pay let customers pay at your counter with stablecoins, where enabled, and every payment posts to your Easner Business ledger.
What are Easner cards?
Easner cards are virtual and physical cards for personal and business spending, with limits, merchant rules, and cardholder controls. Cards appear once they are available for your account and you are approved.
- Availability
- Cards appear in Easner Business and the Easner app once they are available for your account and you are approved.
- Who issues them
- Card products are issued by a third-party issuer. Easner is a financial technology company, not a bank.
When will Easner cards be available?
Cards appear in Easner Business and the Easner app once they're available for your account and you're approved.
Are there personal and business cards?
Yes. Corporate cards are issued from Easner Business; personal cards come with Easner Personal Banking in the Easner app, when available.
Can I get virtual and physical cards?
Both. Virtual cards are ready to use online, and physical cards are shipped to the cardholder, when available.
What spending controls are there?
Monthly limits, merchant rules and team policies for each cardholder, plus the option to freeze or retire a card from the dashboard.
Where do card purchases show up?
Alongside your payouts, collections and account activity in Easner Business, so finance reconciles everything in one place.
Who issues Easner cards?
Card products are issued by a third-party issuer and are subject to approval. Easner is a financial technology company, not a bank.
What is Easner for Partners?
Easner for Partners is a commercial programme with two models: the Agency Model, a full branded payments product on Easner infrastructure, and the Developer Model, API access without a branded deployment.
- What Easner runs
- Infrastructure, verification, screening, payout connections, and ongoing operational support.
- What you run
- The brand and the relationship with your customers. The product can carry your name, logo, and colour.
From first conversation to live operations
- 1
Talk to our team
Qualify your use case and corridor needs
- 2
Complete KYB/KYC
Business verification and compliance onboarding with Easner
- 3
Branded deployment
Configure your product under your name on Easner infrastructure
- 4
Go live
Operate with ongoing infrastructure and operational support from Easner
What does Easner run, and what do I run?
Easner runs the infrastructure, verification, screening, payout connections and ongoing operational support. You run the brand and the relationship with your customers.
Can the product carry my own brand?
Yes. Your customers use a product under your name, logo and colour, built on Easner infrastructure.
Who is the programme for?
Money transfer agents, OTC agents, and faith and nonprofit networks moving money across borders, among others.
How do I get started?
Talk to our team about your use case and corridors, complete business verification with Easner, configure your branded product, then go live with ongoing support.
How is the partner programme priced?
Commercial terms depend on your model, corridors and volumes. Contact our team to discuss them.
What is the Easner API?
The Easner API lets platforms embed customer verification, multi-currency accounts, collections, and cross-border payouts. Credentials and sandbox access are provided during commercial onboarding.
- How to get access
- Talk to the Easner team. API credentials and sandbox access come with commercial onboarding.
- Do customers need a wallet?
- No. Settlement runs on stablecoin rails behind the API. Customers see balances and payments in regular currencies.
From first API call to live money movement
- 1
Onboard your platform
Get API credentials and sandbox access during commercial onboarding with our team.
- 2
Verify end users
Embed hosted KYC/KYB or sync verification status for individuals and businesses.
- 3
Fund and collect
Provision accounts, virtual pay-in details, and stablecoin deposit addresses.
- 4
Pay out and reconcile
Quote FX, send payouts, and reconcile with webhooks and reporting APIs.
How do I get access to the Easner API?
Talk to our team. API credentials and sandbox access are provided during commercial onboarding.
What can I build with the API?
Customer verification, multi-currency accounts and pay-in details, stablecoin deposit addresses, payout quotes and cross-border payouts, all with webhooks for every status change.
Is there a sandbox?
Yes. Test keys and a sandbox let you run verification, pay-in, payout and webhook flows before you go live.
How are webhooks secured?
Every webhook payload is signed, so your backend can verify it came from Easner before acting on it.
Do my customers need a crypto wallet?
No. Settlement runs on stablecoin rails behind the API; your customers see balances and payments in regular currencies.
How is the API priced?
Pricing depends on your use case and volumes. Contact our team for commercial terms.