Disclosure: Easner Personal Banking
Easner Personal Banking is the consumer banking and payments experience in the Easner mobile app, offered by Easner Group, Inc.
Easner is not a bank
Easner is a financial technology company, not a bank. Easner does not offer FDIC or equivalent deposit insurance and does not itself hold customer deposits.
Identity verification, virtual accounts, fiat pay-in and pay-out, money transmission, and card acceptance (where enabled) are provided by licensed partners under their licenses and terms. The regulated provider for a specific service is identified in hosted onboarding, funding instructions, and transaction records where required.
Products and verification
Access depends on successful verification, your jurisdiction, and product availability – not on numbered “tiers.” Typical products include global banking (accounts, send and receive, corridors where enabled), more accounts (additional currencies where offered), cards (when launched), and wallet / stablecoin features where enabled. Additional verification steps may be required for certain destinations or products.
See the KYC/KYB and AML Policy for residence rules.
Digital assets
Digital asset and stablecoin features are not bank deposits and are not FDIC insured. Wallet keys and signing for Turnkey-backed features are managed in Turnkey’s infrastructure; Easner is not a custodian or signing party. See Digital assets and wallet.
Membership
Paid plans (for example Ease Plus) are optional subscriptions billed through Easner Checkout. Plan fees, benefits, and cancellation are described in the Terms of Service and in the app under More → Membership.